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Client Contract Services Limited and Select Cheshire Ltd


Eight people, who pretended to be lawyers were sentenced in 2015 after scamming the elderly out of more than £500,000 in return for bogus asset protection trusts and carrying out ‘reserved legal activity’ when not authorised to do so.

Unqualified salesman Including Paul Fox posing as ‘legal consultants’ visited their elderly victims in their homes and told them they could protect their property and savings from future care home fees by putting them into a trust document.

Many were tricked into believing that they were dealing with an established and regulated law firm yet the con men regaled scare stories and pressurised them into making upfront payments of around £2,000 for what they called a ‘family prosperity trust’ or ‘estate preservation trust’.

The gang took over £250,000 in each of the two years that they were operating.

Nottinghamshire County Council’s Trading Standards team brought the prosecution against the people trading under the names ‘Inheritance Protection Services’, ‘Inheritance & Probate Solutions Ltd’ and ‘Goldstar Law Ltd’. All three operated from rented units in Newark but used postal addresses in London.

Three people ran the businesses: Joseph Croft, 53, from Sleaford, Matthew Appleyard, 42 from Halifax and his father Alan Appleyard, 71, also from Halifax. They initially employed Joy Bell, 55 from Goole, as their ‘head of legal’; she posed as a legal expert but in reality, had no legal qualifications.

All four admitted fraudulent trading as well as a charge of carrying on a reserved legal activity when not entitled – preparing a trust document – contrary to section 14 of the Legal Services Act 2007.

A further four people – Adam Nichols, 46, from Newark; Adrian Large, 51, from Lincoln; Paul Fox, 58, Widnes; and Paul Gorman, 56, from Lancashire – were the ‘legal consultants’ and all admitted offences under the Fraud Act for their roles in peddling the trusts.

Gorman and Fox received four-year suspended prison sentences.

Councillor Glynn Gilfoyle, committee chairman for community safety at Nottinghamshire County Council, said: “People were duped into believing these trusts were guaranteed to work however were, in fact, ineffective and worthless.

“Many of the complainants are elderly and were subjected to pressure selling tactics. They were told that if they did not agree to purchase the trust on that day, they would be charged for future visits and others were told stories of people who had delayed and then had to pay care home fees as a result.”

Deprivation of assets rules means the trusts would offer no protection from care home fees as the assets put into them would still be included in the financial assessment that local authorities carry out when deciding whether to fund a care home place.

Cheques were often cashed within hours of sales taking place, meaning the victims had no chance to think things over or consult with their families. Complaints and cancellations were routinely ignored. Over the two years that the scam was running, only a handful of people ever received the products that they had paid for.

So where are they now?

The criminal Mr Paul Fox now controls the following companies

Assured4u Limited was incorporated on the 2nd of February 2018 however, this company was ‘struck off’ the following year on the 16th of July by Companies House on account of Fox failing to file documents. The registered office was located at Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX

On the 28th of June 2018 Fox then bought Select Cheshire Ltdand so confident in his new business he risked £1.00. When this company was bought, he claimed his profession was as a consultant. The registered office was again located at Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX

On the 9th of August 2018 Fox then bought Client Contract Services Limited’. The registered office was located at 89 Albert Road, Widnes, WA8 6JS

On the 14th of June 2019 Fox then set up Select Paralegal Services Ltd and then changed its name on the 4th of February 2020 to ‘Client Contract Services Malta Limited ‘again so confident in his new business he risked £1.00. The registered office was again located at Kemp House, 160 City Road, London, United Kingdom, EC1V 2NX.

The above companies are all now fleecing timeshare consumers out of thousands of pounds. Mr Fox was convicted for fraud in 2015 and in the hope he would reflect and change his ways, he was given a 4-year suspended sentence which would take his suspension to 2019.  That said, he has since 2018 continued swindling, is still posing as a lawyer, taking hundreds of thousands in fees and again from the elderly.   This criminal lawyer boasts of being licensed by the Institute of Paralegals and able to legally advise and bring claims to a resolution in order to enrich his clients. These claims are equally fraudulent as he is unqualified, not regulated and any event unable to process your data, which he does.

In a recent disclosure, we were made aware of that Client Contract Services Ltd lead by a convicted fraudster is now cavorting with another notorious law firm in Solihull.

As one foul company is closed down a few more replace the past scammers.

Client Contract Services Limited contact details are below: –


Head Office – 87/89 Albert Road, Widnes, Cheshire, WA8 6JS

Telephone – 0151 318 9900

Mobile – 07340 971730

Void of any merit, in a vacuum of morals and any basic knowledge, many companies like ‘Client Contract Services Limited’ and ‘Select Cheshire Ltd’ exist, dabble in law and fleece the elderly.

Posted on: 20th March 2020